Ed Zierold & Associates
4700 Rockside Rd.
Suite 430
Independence, Ohio 44131
(216) 328-9600
Fax (216) 328-9604
Toll free 800-759-LIFE (5433)
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Ed Zierold & Associates, LLC
Introducing Protective Centennial G II ULsm

Protective Centennial G II ULsm, which replaces the Centennial G UL (in approved states), will maintain the popular lapse protection feature* while offering leading lifetime level premiums and improved competitive pricing for single-premium sales and 1035/dump-in cases in most age, gender, and underwriting classes. It also continues to offer value to agents with rolling target premiums for the first 24 months and the same first-year and renewal commission rates.
Centennial G II offers your client:
• Lifetime Level premiums for lifetime coverage that consistently ranks at the top in our core market among competitors in most age, gender, and underwriting classes
• Improved competitive pricing for single-premium sales and 1035/dump-in cases
• A flexible lapse protection guarantee (client selects the guarantee period)*
• Riders protected under lapse protection guarantee*
• Banded rates at $50,000, $250,000 and $1 million face amounts
• Same available issue ages and underwriting classes
o Select Preferred and Preferred Tobacco 18 – 75
o Preferred, Non-Tobacco & Tobacco 18 – 85
• Minimum Face Amount of $50,000 for Non-Tobacco & Tobacco classes
• A Company-approved plan for evidence-free exchanges and conversions (subject to terms and conditions)
• 12-month grace period for receipt of 1035 money
Conversions from eligible term or
term-like plans:
• Centennial G II can be used for term conversions in states where it is available for sale
• 100% of normal commissions on target premium and incentives
• Only available for PIR options if the PIR is attached to an existing Centennial G plan on the same insured
• Not available for any rider conversions (including the Covered Insured Rider and Children's Term Rider)
• Not available for GIR Options

Ed Zierold & Associates, LLC, is a full-service life insurance brokerage agency.

As a member of Insurance Designers, a national independent marketing organization, we represent over 20 major life insurance companies. Having been a Regional Sales Office for Protective Life since 1985 and with Empire General from 1977 to 1985, our organization brings a wealth of experience and knowledge to assist you, the independent producer, achieve your goals.

In addition to life brokerage, we are a branch office for ProEquities, Inc., an independent broker-dealer. We welcome your interest in receiving more information regarding a possible affiliation with ProEquities.

Click Here for more information on ProEquities.

Click Here to run a Protective Life Term Quote.

Pro Equities Top 10
Production Report
1st Quarter 2008
Coode Robert E
$179,696.38
Ford Roger L
$152,857.03
Lucas Scott A
$119,567.01
Coode Robert D
$94,709.83
Turk Jamie S
$93,621.02
Watson Russell D
$54,878.79
Kotler Harvey
$52,634.03
Jaegersen Rolf
$51,447.57
Hellerman-Hersman Kim M
$48,248.78
Bliss Randall L
$47,637.52